Checking Accounts

Regular & Value Checking

Regular Checking*

  • No minimum balance
  • No monthly service charge
  • Overdraft coverage available from Savings or Line of Credit ($3 per transfer)
  • Duplicate checks (statements include list of all checks cleared)

Value Checking

(same as Regular, plus)
  • Minimum balance $750. (if balance falls below $750 a $7.50 per month charge applies)
  • Earns dividends (paid monthly on daily balance)

Affinia is federally insured by the National Credit Union Administration.

*NOTICE OF CHANGES IN TEMPORARY NCUA INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a "noninterest-bearing transaction account" are insured in full by the National Credit Union Administration through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to members under the NCUA's general share insurance rules. 16

 

The term "noninterest-bearing transaction account" includes a traditional share draft account (or demand deposit account) on which the insured credit union pays no interest or dividend. It does not include any transaction account that may earn interest or dividends, a negotiable order of withdrawal ("NOW") account, money-market deposit account, and Interest on Lawyers Trust Account ("IOLTA"), even if share drafts may be drawn on the account. For more information about temporary NCUA insurance coverage of transaction accounts, visit www.ncua.gov.